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Why estate planning is essential: Insights from Black Pearl Private Clients (Part 2)

May ‘ 25 | 1 min | James Weir

In Part 2 of our estate planning series, Steward Wealth’s James Weir continues the conversation with John Collins, principal of Black Pearl Private Clients, diving deeper into the complexities that can undermine even well-intentioned plans.

They explore critical issues such as the role and importance of powers of attorney, the risks of using DIY wills, and the serious consequences of dying intestate. John shares why delaying estate planning decisions can significantly reduce control over how wealth is passed down, and how simple oversights—such as incorrect legal terminology—can dramatically alter the intended outcomes for beneficiaries.

This practical discussion highlights why high-net-worth families and their advisers need to engage experienced estate planning specialists to ensure their legacy is preserved across generations.

Why estate planning is essential: Insights from Black Pearl Private Clients (Part 1)

May ‘ 25 | 1 min | James Weir

In part one of our interview series, John Collins of Black Pearl Private Clients joins James Weir to discuss the deeper importance of estate planning—beyond the will. A must-watch for anyone serious about long-term wealth preservation.

For goodness’ sake, get a will

Apr ‘ 25 | 5 min | James Weir

Nobody likes thinking about their own mortality, but without a valid will, your assets would be distributed in accordance with state law —not your wishes. Estate planning ensures your loved ones are protected, minimises disputes, and can even reduce tax implications. Here’s why having a well-structured will is one of the most important financial steps you can take.

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