Superannuation & Retirement Planning
It’s never too early to start…
Superannuation is the most tax-advantaged option for investing your funds for retirement. When you retire, all the earnings from the first $1.6 million are tax free, so it’s a great way to maximise your money.
The important thing is to start planning now. The sooner you start, the easier it will be.
How much income will my super provide?
Download our free calculator.
Understanding your situation
There are three types of super:
An industry superfund
These are not-for-profit mutual funds, originally established to provide for workers from a specific industry, but now open to all.
A retail superfund
These are usually run by banks or investment companies and offer a wide range of investment options, including low cost alternatives.
A Self-Managed Superfund (SMSF)
This is a private fund that you manage yourself or with the help of your wealth manager.
We will take you through all the options and help you decide which is the right plan for you.
How we can help
We can start by helping you calculate how much money you will need to maintain the lifestyle you want to lead during retirement.
We will then forecast what the value of your existing savings and investments will be when you retire and create a realistic plan to bridge any gaps.
Once the way forward is agreed, we can help you with the implementation of the plan.
Of course, the sooner you start, the more time you will have to maximise your money, so you shouldn’t delay in seeking advice.
Do you need help with planning for your retirement?
Speak to an expert today.
Latest Financial Planning News
All our latest financial planning news and insights at a glance. Subscribe to our newsletter for regular updates directly into your inbox.
What’s this $3m tax on super? Explaining Division 296 tax
As the 2025-2026 financial year approaches, clients are hearing about Division 296—a proposed 15% tax on superannuation earnings over $3M. This blog explains the details, formulas, and worked examples to understand this new tax.
Federal Budget Oct 2022 Summary
This year’s Federal Budget focuses on providing relief for those with children, homebuyers and social security recipients whilst maintaining pre-election commitments.
Director Identification Number (director ID) – time’s running out to apply
All Australians who are directors of a company, including a SMSF corporate trustee, are required to obtain and register a Director ID. Time is running out, so if you don’t know how to obtain yours, we hope we can help you.